IRS Full Representation — Client Application | Cents Savvy
Cents Savvy LLC  ·  Tiffany Vaughn, CPA

IRS Full Representation
Client Application

This service is reserved for clients who are ready to resolve their IRS debt and have the financial capacity to follow through. Please answer every question honestly — your application is reviewed personally.

Who this service is for: You owe the IRS $50,000 or more. You have income, assets, or savings that allow you to pay — you simply don't want to deal directly with the IRS. You want a licensed CPA to handle everything and get the arrangement finalized on your behalf.

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This Service May Not Be the Right Fit

Based on your answer, you may not currently qualify for Full Representation. This service is specifically designed for clients who have the financial means to enter into a payment arrangement with the IRS — not clients in financial hardship who cannot pay anything.

If you're in financial hardship, you may still have options. Start with an IRS Case Assessment ($195) and we can evaluate what resolution paths are available to you.
01 — Personal Information
02 — Your IRS Situation

Under $50,000 does not qualify for Full Representation. This service is designed for larger, more complex IRS balances. If you owe less than $50,000, an IRS Case Assessment ($195) can help you understand your options and resolve the debt independently or with limited assistance.

✓ Your balance qualifies for Full Representation review.

03 — Financial Capacity — This section determines eligibility

This section is the most important part of your application. Cents Savvy's Full Representation service is not a hardship program. We are best positioned to help clients who have the income and financial capacity to enter into an IRS payment arrangement — and simply want a CPA to handle the process professionally on their behalf.

Full Representation may not be the right service at this income level. The IRS bases payment plans on your ability to pay after allowable expenses. At under $2,000/month, we would likely be negotiating for hardship status or Currently Not Collectible — which is a different and more complex engagement. Please start with an IRS Case Assessment ($195) so we can properly evaluate your options.

Based on this answer, Full Representation is not the right service for your situation. If you have no ability to make IRS payments, the strategy shifts entirely to hardship negotiations — Currently Not Collectible status, Partial Pay Installment Agreements, or Offer in Compromise. These are significantly more complex engagements. Please start with an IRS Case Assessment ($195) so we can review your full financial picture before committing to a representation strategy.

Asset information helps determine the IRS's collection exposure and the strength of your negotiating position.

04 — Readiness & Commitment

The engagement fee must be paid to begin representation. We understand this is a significant investment, but our work on your case begins immediately upon engagement and requires substantial time with the IRS. If the fee is a barrier, please start with an IRS Case Assessment ($195) to get clarity on your case first.

This helps us prepare for your consultation and confirm we are the right fit before scheduling time together.

05 — Acknowledgment

Before You Submit

  • Eligibility: Full Representation requires a minimum IRS balance of $50,000 and demonstrated financial capacity to enter into a payment arrangement.
  • Honest Disclosure: All information provided is used to assess fit. Misrepresentation will result in termination of the engagement without refund.
  • No Guarantees: While Tiffany Vaughn, CPA will represent you aggressively, specific IRS outcomes cannot be guaranteed. We will pursue the best available resolution based on your actual financial picture.
  • IRS Compliance: You must be compliant with filing all required returns before active representation can begin. Unfiled returns must be addressed as part of engagement.
  • Next Steps: Submitting this application does not create an engagement. A team member will review your application and contact you within 1–2 business days to discuss fit and scheduling.

Your application is reviewed personally. You will hear back within 1–2 business days.
Questions? Email [email protected]

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Application Received

Thank you for applying. Your application has been submitted and will be reviewed personally by the Cents Savvy team. You will receive a response within 1–2 business days. If you are a strong fit, we will reach out to schedule your consultation.

Let's Find the Right Path

Based on your responses, Full Representation may not be the right fit at this time — but that doesn't mean you're out of options. An IRS Case Assessment can help clarify where you stand and what resolution strategies are available to you.