The question isn't whether you owe — it's what the IRS actually sees, what leverage you have, and what a real CPA can do to change the outcome. Get on the phone with a licensed CPA and leave with an actual plan.
Need more time to pay? Apply for financing through FlexxBuy. Approval and terms are based on your credit and financial profile. Apply for slightly more than the service fee — lenders deduct small processing fees from the funded amount.
Apply for Financing — FlexxBuyNeed more time to pay? Apply for financing through FlexxBuy. Approval and terms are based on your credit and financial profile. Apply for slightly more than the service fee — lenders deduct small processing fees from the funded amount.
Apply for Financing — FlexxBuy| National Firms | Assessment $295 |
Case Review $795 |
|
|---|---|---|---|
| IRS transcript pull & review | ✗ | ✦ | ✦ |
| Full account breakdown + debt expiration | ✗ | ✦ | ✦ |
| Hidden trap detection | ✗ | ✦ | ✦ |
| OIC preliminary qualification check | ✗ | ✦ | ✦ |
| Written resolution options summary | ✗ | ✦ | ✦ |
| Private 1:1 session with a licensed CPA | Call center rep | ✗ | ✦ |
| Live settlement strategy discussion | ✗ | ✗ | ✦ |
| Personalized resolution roadmap | ✗ | ✗ | ✦ |
| Financing available | ✗ | ✦ | ✦ |
| Cost | $500–$1,500 | $295 | $795 |
Most clients book the full Case Review and get on the phone with a licensed CPA who's already reviewed their file. Prefer the written data first? Start with the Assessment instead.

Cents Savvy LLC - © 2026 All Rights Reserved