Make Them Prove It — Debt Collector Kit | Cents Savvy
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Stop The Calls — Say Exactly This

Make Them
Prove It.

Every script, letter, and legal red flag for talking to debt collectors — in one $7 kit.

Trusted by 200K+ followers for this exact content

The Collector Says
"You have to pay this today, or we're taking legal action against you."
You Say
"Prove it. Send me written validation — in writing, within 30 days."
Make Them
Prove It

Make Them Prove It — Debt Collector Kit

$47 $7
  • Debt Collector Call Script
  • Your 5-Day Action Plan
  • Debt Validation vs. Verification
  • Statute of Limitations by State
  • FDCPA Red Flags Checklist
  • Validation & Cease Communication Letters (Word)
Get Instant Access — $7

Know exactly what to say before they call back — instant delivery via text & email

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Not Sure? Ask Us Live. Have questions after you go through the kit? Come to our free live webinar and ask us directly — no cost, no pressure.

Delivered straight to your phone and inbox — nothing to schedule, nothing ongoing.

Inside The Kit

Everything you need to respond — nothing you don't.

Script

Debt Collector Call Script

Guide

How Debt Collection Actually Works

Plan

Your 5-Day Action Plan

Guide

Debt Validation vs. Verification

Reference

Statute of Limitations by State

Checklist

FDCPA Red Flags Checklist

Template

Debt Validation Letter (Word)

Template

Cease Communication Letter (Word)

Before You Checkout

On the next page, you'll have the option to add the complete Debt Combat System — scripts for when they can and can't prove the debt, a negotiation guide, and an emergency plan if they sue.

Questions

Before you grab it

Is this legal advice?
No — this is an educational reference kit built from real FDCPA rules and collector tactics. Not a substitute for a licensed attorney.
How fast do I get it, and will it work?
Instantly, straight to your phone and email. The scripts are built around your legal right to request debt validation — a documented step that often slows or stops collector contact while they're required to prove the debt is valid.
Do you contact the collectors or bureaus for me?
No — this is a self-use kit you apply yourself. Want it handled for you? Ask us about our credit repair and resolution services after you go through the kit.
What if I have questions after I go through it?
Come to our free live webinar — ask us directly, no cost, no pressure.
What this is: a one-time educational reference kit you use yourself. What this isn't: credit repair, debt settlement, or any ongoing service — we don't contact bureaus or collectors on your behalf, and this isn't legal advice.
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© Cents Savvy LLC. All rights reserved. This kit provides general educational information and is not a substitute for advice from a licensed attorney.